We’ve written before about the HERO Program to tell you how you can use it to finance energy-efficient replacement windows and doors for your home. Several more cities in San Diego County have joined the program in the past year, and your home may now be eligible to use the program. We also want to answer some of the most common questions we get about the HERO Program.
What is the HERO Program?
HERO stands for “Home Energy Renovation Opportunity,” and it is basically an easy way to finance energy-efficient home improvements, like replacing your windows and doors for ones with better energy saving technology. The HERO program finances the entire cost of your replacement windows and doors, as well as the installation, and you repay the loan through your property taxes, making the interest tax-deductible. Approval is based on the equity in your home, not on your credit score. All loans have low, fixed interest rates, with terms up to 20 years.
What Cities in San Diego County are Using the HERO Program?
The following cities in San Diego County have registered with the HERO Program.
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- Carlsbad
- Chula Vista (coming soon)
- Coronado
- Del Mar
- El Cajon
- Encinitas
- Escondido
- Imperial Beach
- La Mesa
- Lemon Grove
- National City
- Oceanside
- Poway
- San Diego
- San Marcos
- Santee
- Solana Beach
- Vista
If you live in any of the cities listed above, you may be eligible to take part in the HERO Program. Certain restrictions apply. See the HERO Program’s website for more details and to find out if your home qualifies. If you live in a condominium, you may still qualify. BM Windows can help you secure any needed approvals and help you fill out the paperwork necessary to replace the windows and doors in your condominium with more energy-efficient ones.
Can Any Company Install My Replacement Windows and Doors Through the HERO Program?
No, in order to qualify for the program, you must use a contractor registered with the HERO Program, like BM Windows. This ensures that your replacement windows and doors are installed by a company that is licensed and bonded with the State of California.
Are All Replacement Window and Door Products Eligible for HERO Financing?
No, but many are. Contact a BM Windows representative to find out what products you can install in your San Diego home to make it more energy efficient, and what you can finance with no money down through the HERO Program.